20 Otsego ST, Oneonta, NY 13820
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20 Otsego ST, Oneonta, NY 13820
20 Otsego ST, Oneonta, NY 13820
20 Otsego ST, Oneonta, NY 13820
20 Otsego ST, Oneonta, NY 13820
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$ 274,000
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Pending

20 Otsego ST Oneonta, NY 13820

7 Beds

3 Baths

2,669 SqFt


UPDATED:

Key Details

Property Type Multi-Family, Mobile Home

Sub Type Multi Family

Listing Status Pending

Purchase Type For Sale

Square Footage 2,669 sqft

Price per Sqft $102

MLS Listing ID R1669565

Bedrooms 7

Full Baths 3

Construction Status Existing

HOA Y/N No

Year Built 1900

Annual Tax Amount $8,450

Lot Size 4,356 Sqft

Acres 0.1

Lot Dimensions 50X90

Property Sub-Type Multi Family

Property Description

Why buy one house when you can buy two?? Located in the heart of center-city Oneonta on Otsego Street, this unique multi-parcel property offers two separate homes on two tax lots with a shared driveway, just moments from Main Street, local shops, restaurants, and the SUNY/Hartwick corridor.

The front residence is a spacious 5-bedroom, 1-bath home featuring classic curb appeal with a cedar shake exterior and newer metal roof, offering strong exterior maintenance and long-term durability. The rear structure is a cozy 2-bedroom, 1-bath home with vinyl siding and its own private feel, positioned behind the main house for added separation and flexibility.

Together, the property presents multiple pathways for use - ideal for owner-occupancy with supplemental rental income, a full investment setup with two independent living spaces, or a multi-generational living arrangement with extended household flexibility while maintaining privacy between residences.

Both homes sit on their own tax parcels while sharing convenient driveway access, creating a rare configuration in this central in-city location. With proximity to downtown Oneonta and strong rental demand in the area, the property offers a compelling opportunity for both long-term hold and value-add positioning.

A versatile setup in a walkable, centrally located neighborhood—well suited for a range of residential and investment strategies.

Location

State NY

County Otsego

Area Oneonta-City-361200

Rooms

Basement Full

Interior

Heating Gas, Multiple Heating Units

Flooring Carpet, Hardwood, Varies, Vinyl

Fireplace No

Appliance Gas Water Heater

Exterior

Utilities Available Sewer Connected, Water Connected

Building

Lot Description Irregular Lot, Residential Lot

Story 2

Sewer Connected

Water Connected, Public

Level or Stories Two

Structure Type Frame

Construction Status Existing

Schools

School District Oneonta

Others

Senior Community No

Tax ID 361200-300-006-0003-021-200-0000

Acceptable Financing Cash, Conventional

Listing Terms Cash, Conventional

Special Listing Condition Standard


Listed by Oneonta Realty LLC

NEARBY SCHOOLS & PROPERTIES

Keith Schuderer

Keith Schuderer

Lic. RE Associate Broker | License ID: 30SC0678413

+1(315) 736-7262

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20 Otsego ST